You got into an accident on your way to work in Asheville. The other motorist was clearly at fault. You were injured, but you plan on filing your own claim for damages with their auto insurance company. You’re pretty sure that you can handle this on your own.
This course of action is not ideal. You need to understand that the insurance company is not on your side. Even if it happens to be your own insurance company to which you’re making the claim, they will always focus on their bottom line and appeasing the company’s shareholders.
What that means in a practical sense is that you essentially have no one to advocate for your best interests. The claims adjuster is going to extend a low-ball settlement offer in the hopes that you quickly snap it up. They won’t encourage you to get more medical tests to rule out that your back pain stems from a slipped disc after the accident instead of just sore muscles.
They won’t encourage your spouse to file a loss of consortium claim to cover their losses from contributions that you can no longer make to the marriage.
They definitely won’t add a sum for future medical expenses in the event that back pain from the slipped disc requires surgery.
In short, while you certainly have the right to handle your own personal injury claim, it is quite likely that you will wind up with a much smaller settlement by doing so.
But it doesn’t have to be that way. We can help you get the maximum value from your personal injury claim arising from the injuries you suffered in an accident.